Benefits for American Indians and Alaska Natives
The Patient Protection and Affordable Care Act provides affordable health care for all Americans, including American Indians and Alaska Natives who are members of federally recognized tribes. Covered California is working in conjunction with tribal leaders and health experts across the state to ensure American Indians and Alaska Natives can successfully enroll into Covered California health insurance plans.
As described below, the Affordable Care Act provides unique benefits to American Indians and Alaska Natives who are members of federally recognized tribes and enroll in a Covered California plan.
No Health Care Expenses, Depending on Income
Federally recognized American Indians and Alaska Natives who earn less than 300 percent of the federal poverty level for a family of four will not have to pay certain out-of-pocket medical costs, such as copays and deductibles, if they purchase health insurance coverage through Covered California. In 2014, that would be an income of approximately $71,000 (click here for information about federal poverty levels).
No Cost-Sharing for Covered Services Provided by an American Indian Health Provider or Clinic, Regardless of Income
There are no copays or deductibles for any covered services received directly through the federal Indian Health Service, tribes, tribal organizations or urban American Indian organizations.
Ability to Buy Insurance Anytime
American Indians and Alaska Natives can buy or change health insurance plans once a month through Covered California and are not subject to open-enrollment periods.
Exemption from the Shared Responsibility Payment
All members of federally recognized tribes and all American Indians and Alaska Natives who are eligible for services through an Indian Health Service provider are eligible from an exemption from the shared responsibility payment (the tax penalty consumers pay if they do not have minimum essential health coverage). Click here for more exemption information.
To find out if you qualify for these benefits or to get more information about Covered California, call (888) 975-1142.
Additional information that may be of interest to American Indians and Alaska Natives is available below:
- The Centers for Medicare and Medicaid Services’ "Outreach & Education Resources" page.
- Information about the Affordable Care Act from the Indian Health Service.
- The Centers for Medicare and Medicaid Services’ information page for special populations.
- The California Rural Indian Health Board’s website about Covered California and the Affordable Care Act.
- The California Consortium for Urban Indian Health.