Health and Dental Plans

What are the health plan options?

Covered California for Small Business offers four levels of coverage — Bronze, Silver, Gold and Platinum — each with multiple plan options. We make it easy for you to choose not one level, but two adjoining levels of coverage. You pick. Your employees have the option to select any plan within those two levels. For example, you can set your budget based on the Silver level but allow employees to move up to Gold. This provides your employees with a choice of multiple health plan options from private health insurance companies, allowing them to find one that fits their needs and budget.

Which health insurance companies are available?

Covered California for Small Business has six health insurance companies that are available for year-round enrollment in the small-business program. Because employees have the opportunity to compare and select health plans at a variety of price points, the result is greater choice and coverage that is more closely tailored to individual needs.

Click on the health insurance company logos below to see information about available plans.


Dental Health Insurance Companies

The Covered California for Small Business application includes a place for employees to pick a dental insurance plan for themselves and their dependents.

2017 Covered California for Small Business Dental Plan Booklet

2017 Adult Dental, Benefits, Limitations and Exclusions

2016 Covered California for Small Business Dental Plan Booklet

2016 Adult Dental Plan Benefits Summary

Click on the dental insurance company logos below to see information about available plans.


Creditable Coverage

Employers must provide an annual written disclosure notice to each Medicare-eligible employee as to whether their prescription drug coverage is creditable, which means that the coverage is expected to pay on average as much as the standard Medicare prescription drug coverage. Accordingly, this information is essential to an individual's decision whether to enroll in a Medicare Part D prescription drug plan.

What is Creditable Coverage?

Creditable and Non-Creditable Medicare Part D

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