Health and Dental Plans
Which health insurance companies are available?
Covered California for Small Business has health insurance companies that are available for year-round enrollment in the small-business program. Because employees have the opportunity to compare and select health plans at a variety of price points, the result is greater choice and coverage that is more closely tailored to individual needs.
Click on the health insurance company logos below to see information about available plans. Health insurance options and pricing vary by region and are based on the employer’s principal business location. Read about quality ratings for our plans here. For more information, contact CCSB.
What are the health plan options?
Covered California for Small Business offers four levels of coverage — Bronze, Silver, Gold and Platinum — each with multiple plan options. We make it easy for you to choose not one level, but two adjoining levels of coverage. You pick. Your employees have the option to select any plan within those two levels. For example, you can control your budget by selecting a Silver plan as your reference plan while allowing employees to move up to Gold. This provides your employees with a choice of multiple health plan options from Health Insurance Through Covered California companies, allowing them to find one that fits their needs and budget.
Covered California for Small Business Network Summary: Medical and Dental Networks
Covered California for Small Business has provided a summary of networks for its health plans. This provides an at-a-glance plan and network summary of offerings through Covered California for Small Business.
2024 Covered California for Small Business Network Summary
2023 Covered California for Small Business Network Summary
Plan and Benefit Summaries
Covered California for Small Business has provided a summary of standard benefits for its health plans. You can also compare benefit changes from last year using the Plan Change Summary.
2024 CCSB Plan Summary: Platinum
2024 CCSB Plan Summary: Silver
2024 CCSB Plan Summary: Bronze
2023 CCSB Plan Summary: Platinum
2023 CCSB Plan Summary: Silver
2023 CCSB Plan Summary: Bronze
Dental Insurance Companies
The Covered California for Small Business application includes a place for employees to pick a dental insurance plan for themselves and their dependents.
2024 Adult Dental Benefits, Limitations, and Exclusions
2023 Adult Dental Benefits, Limitations and Exclusions
Click on the dental insurance company logos below to see information about available plans.
Creditable Coverage
Employers must provide an annual written disclosure notice to each Medicare-eligible employee as to whether their prescription drug coverage is creditable, which means that the coverage is expected to pay on average as much as the standard Medicare prescription drug coverage. Accordingly, this information is essential to an individual’s decision whether to enroll in a Medicare Part D prescription drug plan.
2024: What is Creditable Coverage? (PDF)
2024: Creditable and Non-Creditable Medicare Part D (PDF)
I'm an Employer
Information on setting up health insurance for small business