Special considerations for Covered California enrollees for 2018
Covered California members will soon begin receiving renewal notices.
Starting Oct. 11, consumers can use the Shop and Compare Tool to find
out their plan options and monthly premium price for 2018 coverage.
Due to uncertainty at the federal level, an additional surcharge will be
added to 2018 premiums for all silver plans. This cost-sharing reduction
surcharge will increase the gross premium price of Silver-tier insurance
plans. Most consumers will not see a significant change in the net price
of their monthly premium because their financial help will increase as well.
Covered California consumers with Silver-tier coverage who do not
receive a subsidy to help them pay their premium each month may be
able to avoid certain rate increases in 2018 by switching to a different
metal tier (Gold or Bronze) or shopping directly with an insurance
company. Consumers in this situation are encouraged to contact an
expert Certified Insurance Agent or Enrollment counselor for assistance.