Special considerations for Covered California enrollees for 2018
Covered California members will soon begin receiving renewal notices.
Starting Oct. 11, consumers can use the Shop and Compare Tool to find
out their plan options and monthly premium price for 2018 coverage.
Due to uncertainty at the federal level, an additional surcharge will be
added to 2018 premiums for all silver plans. This cost-sharing reduction
surcharge will increase the gross premium price of Silver-tier insurance
plans. Most consumers will not see a significant change in the net price
of their monthly premium because their financial help will increase as well.
Covered California consumers with Silver-tier coverage who do not
receive a subsidy to help them pay their premium each month may be
able to avoid certain rate increases in 2018 by switching to a different
metal tier (Gold or Bronze) or shopping directly with an insurance
company. Consumers in this situation are encouraged to contact an
expert Certified Insurance Agent or Enrollment counselor for assistance.
You shouldn't have to wait to get the care you need.
For coverage that starts on Feb. 1, you will need to pick a plan and pay your first premium (monthly payment) by Jan. 31. Paying online is the fastest way to start your coverage. Look for the “Pay for Health Insurance” button when you check out.
After you pay, you will get your membership ID card in the mail. If you need care before your card arrives, contact your new insurance company for help.
You may have heard about a new state law giving people more help paying their health insurance premiums next year. Wondering if it applies to you?
We’re right there with you. It’s still too early to know the exact costs and savings, but we’re working around the clock to make it a reality. Even if you didn’t qualify for financial help before, you may qualify now.
You can get quotes for 2020 coverage starting on Oct. 1. In the meantime, sign up for email alerts to get deadline reminders and other important information.