Here you can find information on how to renew and use your plan, report a change to your account, pay your premium and more.
Open enrollment is here! Enroll in a new plan for 2018 through Jan. 31, 2018.
Open enrollment is a great time to shop and compare health plans for 2018 health coverage. Use our Shop and Compare Tool to view plans side by side, choose the plan right for you and your family and find out if you are eligible for financial help.
- Enroll on or before Dec. 15, 2017, for coverage that starts on Jan. 1, 2018.
- Enrolling in a plan between Dec. 16, 2017, and Jan. 19, 2018, will result in coverage beginning on Feb. 1, 2018.
- Enrolling between Jan. 20, 2018, and Jan. 31, 2018, will ensure coverage starts on March 1, 2018.
For current members with a health plan through Covered California 2017, the renewal period ends on Dec. 15, 2017. If you do not actively renew your plan by mid-November, Covered California will automatically renew you into your current plan, if available, so that you will not have a gap in coverage. You have until Dec. 15, 2017, to change your plan.
Anthem Blue Cross of California and Health Net Members
Anthem Blue Cross and Health Net are reducing the number of areas they serve and will not participate in some regions with Covered California in 2018. If you have an Anthem or Health Net plan, your coverage will continue until Dec. 31, 2017.
If you live in an area that is affected by these changes, you should shop for another plan. For assistance, please call (800) 300-1506 or find local, in-person help. If you do not shop and select a new plan by mid-November, Covered California will automatically enroll you into an affordable alternative plan. If you want to change this plan, you will still have until Dec. 15, 2017, to do so.
Silver Plan Members
You may have heard that there will be an additional surcharge added to Silver plan members’ premiums in 2018 due to continued uncertainty at the federal level. It is important to note that while this surcharge (known as the “cost-sharing reduction surcharge”) will increase the gross premium of a plan, most consumers will not see a significant change in the net price of their monthly premium because they will also see an increase in their financial help. Cost-sharing reductions are included in Enhanced Silver plans and reduce an individual’s out-of-pocket costs, such as their copays, coinsurance and deductibles. Enhanced Silver plan consumers will continue to receive these benefits.
- For members receiving financial help paying for their coverage, your tax credit may also increase, so your final monthly premium payment may be similar to the amount you are paying now.
- For members not receiving financial help, we encourage you to shop and compare other plan types within your area and check to see if you are eligible for financial assistance even if you have not been eligible in the past.