Renewing Your Health Plan

When you renew your insurance, you will be able to:

  • Tell us if any of the information you entered in your application has changed.
  • Use the Shop and Compare Tool to find out if you qualify for a lower cost plan. 
  • Find out if your costs have changed.
  • Change your current health plan.

It is important to take a look at your health plan during the renewal period because plan options and rates change each year, and you may qualify for a different amount of financial help if you received financial help last year. Even if you didn’t receive financial help last year, it’s important you take a look this year, since you may qualify for financial help or want to choose a lower cost plan this year.

To see your health plan options and rates, use our Shop and Compare Tool. Then either sign in to your Covered California online account, contact a Certified Insurance Agent or Certified Enrollment Counselor, or call Covered California at (800) 300-1506 (TTY: [888] 889-4500) to make the change.

If you take no action to actively renew or change plans, you will automatically be enrolled 30 days after the date on the renewal notice you received in the mail into the same plan you had the previous year, using the most recent household size and income information you gave us.

How to Renew With Medi-Cal

Medi-Cal renewal happens throughout the year, occurring on the anniversary of your enrollment in Medi-Cal.

If members of your household have Medi-Cal, they will receive a Medi-Cal renewal form from their local county human services agency. Complete this form and mail or fax it, along with any information the county requests, to your local county human services agency. You can also renew by visiting your county human services agency in person or by calling the phone number on the renewal notice.

If you lose Medi-Cal coverage, you may enroll in health insurance coverage through Covered California in the special-enrollment period due to a loss of coverage.