Dependent Parents or Stepparents

A dependent parent or stepparent is a tax dependent who meets the definition of a qualifying relative under Internal Revenue Service (IRS) rules.

Beginning in 2023, a new state law allows adult children to add their dependent parent or stepparent to their health plan policy, as long as the dependent parent or stepparent is not eligible for or enrolled in Medicare and they live in the health plan’s service area.

If a dependent parent or stepparent is eligible for or enrolled in Medicare (generally when they turn 65), they cannot get coverage through Covered California. Please read our Medicare page for more information. For free, personalized counseling on Medicare coverage questions, rights and health care options, call (800) 434-0222 or visit the Health Insurance Counseling and Advocacy Program (HICAP) website.


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