Health and Dental Plans

What are the health plan options?

Covered California for Small Business offers four levels of coverage — Bronze, Silver, Gold and Platinum — each with multiple plan options. We make it easy for you to choose not one level, but two adjoining levels of coverage. You pick. Your employees have the option to select any plan within those two levels. For example, you can control your budget by selecting a Silver plan as your reference plan while allowing employees to move up to Gold. This provides your employees with a choice of multiple health plan options from Health Insurance Through Covered California companies, allowing them to find one that fits their needs and budget.

BRONZE SILVER GOLD PLATINUM More plan choices due to adjoining tiers

Which health insurance companies are available?

Covered California for Small Business has six health insurance companies that are available for year-round enrollment in the small-business program. Because employees have the opportunity to compare and select health plans at a variety of price points, the result is greater choice and coverage that is more closely tailored to individual needs.

Click on the health insurance company logos below to see information about available plans.


Covered California for Small Business Network Summary

Covered California for Small Business has provided a summary of networks for its health plans. This provides an at-a-glance plan and network summary of offerings through Covered California for Small Business.

2018 Covered California for Small Business Network Summary

Plan and Benefit Summaries

Covered California for Small Business has provided a summary of standard benefits for its health plans. You can also compare benefit changes from last year using the Plan Change Summary.

2017 Plan Summary: Covered California for Small Business

2017 Plan Change Summary: Covered California for Small Business

2016 Plan Change Summary: Covered California for Small Business

2016 Plan Summary: Covered California for Small Business


Dental Health Insurance Companies

The Covered California for Small Business application includes a place for employees to pick a dental insurance plan for themselves and their dependents.

2018 Covered California for Small Business Dental Plan Booklet

2018 Adult Dental, Benefits, Limitations and Exclusions

2017 Covered California for Small Business Dental Plan Booklet

2017 Adult Dental, Benefits, Limitations and Exclusions

Click on the dental insurance company logos below to see information about available plans.


Creditable Coverage

Employers must provide an annual written disclosure notice to each Medicare-eligible employee as to whether their prescription drug coverage is creditable, which means that the coverage is expected to pay on average as much as the standard Medicare prescription drug coverage. Accordingly, this information is essential to an individual's decision whether to enroll in a Medicare Part D prescription drug plan.

What is Creditable Coverage?

Creditable and Non-Creditable Medicare Part D