A Plan Level for Every Budget

Most services have a small copay and most are not subject to a deductible.

Platinum

Higher monthly premium. Lowest copays. Lower monthly premium if you qualify for financial help.

FreeFree
$15$15
$150$150
$5$5

Gold

High monthly premium. Lower copays. Lower monthly premium if you qualify for financial help.

FreeFree
$30$30
$350$325
$15$15

Silver

Moderate to low monthly premium if you qualify based on your income.

FreeFree
$5 to $40$5 to $40
$50 to $400$50 to $400
$3 to $16$3 to $16
($300 deductible may apply)

Bronze

Lowest monthly premium. Services have highest copays or deductibles.

FreeFree
$65*$75
40% of billFull cost
$18Full cost
(after deductible)
(after $500 deductible)(after deductible)

These examples are intended to show the differences between metal tiers. Your actual copays, coinsurance and deductibles could vary and will be displayed when you compare specific plans. Minimum coverage (catastrophic) plans are also available for those who qualify, but are not eligible for financial help.

COPAY is a fixed amount you pay for a service, with the plan covering the remainder.

DEDUCTIBLE is the amount you pay before the plan starts to pay for services. In most plans, the deductible applies only to inpatient services and prescription drugs.

COINSURANCE is a percentage you pay for a service, with the plan covering the remainder.

* Doctor visits for Bronze plans are $65 each for the first three visits. Subsequent visits are full cost until the deductible is met.