Benefits for American Indians and Alaska Natives

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The Patient Protection and Affordable Care Act provides affordable health care for all Americans, including American Indians and Alaska Natives who are members of federally recognized tribes. Covered California is working in conjunction with tribal leaders and health experts across the state to ensure American Indians and Alaska Natives can successfully enroll into Covered California health insurance plans.

As described below, the Affordable Care Act provides unique benefits to American Indians and Alaska Natives who are members of federally recognized tribes and enroll in a Covered California plan.

Financial Help for American Indians and Alaska Natives

The Affordable Care Act offers financial help to American Indians and Alaska Natives who are members of federally recognized tribes.

No out-of-pocket costs for care through tribal programs

There is no co-pay, cost-sharing, or deductible if you get health services through a tribal program, the Indian Health Service (HIS), or urban Indian health program. All federally recognized tribal members qualify for this benefit, regardless of income. 

No out-of-pocket costs for care from your health plan’s network of doctors (for income up to 300%)

There is no co-pay, cost-sharing, or deductible if you get health services from your health plan’s network of doctors. You can pick any Covered California health plan to get this benefit (it is not limited to Silver plans).

Federally recognized tribal members who earn less than 300 percent of the federal poverty level (FPL) qualify for this benefit.

Other benefits for federally recognized tribal members

You can sign up or change your health plan anytime.

You do not have to wait for an open-enrollment period.

You do not have to pay a penalty if you do not buy health insurance.

For more information, visit WEBSITE.

 

Exemption from the Shared Responsibility Payment

All members of federally recognized tribes and all American Indians and Alaska Natives who are eligible for services through an Indian Health Service provider are eligible from an exemption from the shared responsibility payment (the tax penalty consumers pay if they do not have minimum essential health coverage). Click here for more exemption information.

To find out if you qualify for these benefits or to get more information about Covered California, call (888) 975-1142.

Questions?

To find out if you qualify for these benefits or to get more information about Covered California, call (888) 975-1142.

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