Employer-Sponsored Coverage

Employers offer many types of health coverage options, such as group insurance, Health Reimbursement Accounts (HRAs), supplemental plans, flex spending accounts to use with a health plan, and COBRA.

With all of this variety, you might wonder if you should enroll in your employer plan or shop with Covered California instead. In most cases, your employer offer is your best bet. In fact, if your employer offer is considered affordable and minimum value by federal standards, you won’t qualify for financial help with a plan through Covered California. Browse this section to learn more about employer coverage and whether you qualify for financial help.