Get coverage when you experience a major life change.
- You lose Medi-Cal coverage.
- You lose your employer-sponsored coverage.
- Your COBRA coverage is exhausted. Note: Not paying your COBRA premium is not considered loss of coverage.
- You are no longer eligible for student health coverage.
- You turn 19 years old and are no longer eligible for a child-only plan.
You turn 26 years old and are no longer eligible for a parent’s plan.
- You move to California from out of state.
- You move within California and gain access to at least one new Covered California health insurance plan.
- One or both members of the new couple can use the special-enrollment period to enroll in coverage.
- A child is born, adopted or received into foster care. The entire family can use the special-enrollment period to enroll in coverage.
- If you receive a child in foster care, you will need to indicate “adopted a child” in the drop-down menu when you apply.
For the birth or adoption of a child, or acceptance of a child into foster care, you can choose to have coverage start on:
- The first day of the month following the birth, adoption, or placement in your foster care of a child.
- On the date of the birth, adoption or placement in foster care.
- On the first day of the month following plan selection.
Your household experienced a natural or human-caused disaster (such as wildfires) declared as a state of emergency in California.
You have lost coverage after leaving active duty, reserve duty, or the California National Guard.
You become a citizen, national, or lawful permanent resident.
- You are already enrolled in a Covered California plan and become newly eligible or ineligible for tax credits or cost-sharing reductions.
- You are already enrolled in a Covered California plan and you lose a dependent or lose your status as a dependent due to divorce, legal separation, dissolution of domestic partnership, or death.