Special Enrollment

Anyone who is eligible can apply.

In this moment, having a health plan is crucial. We've updated our rules so that anyone can apply for coverage today, even if you haven't experienced a life event like the ones below.

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If you lost your job-based coverage, your coverage will start on the first day of the month after you select a plan.

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  • You lose Medi-Cal coverage.
  • You lose your employer-sponsored coverage.
  • Your COBRA coverage is exhausted. Note: Not paying your COBRA premium is not considered loss of coverage.
  • You are no longer eligible for student health coverage.
  • You turn 19 years old and are no longer eligible for a child-only plan.
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You turn 26 years old and are no longer eligible for a parent’s plan.

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  • You move to California from out of state.
  • You move within California and gain access to at least one new Covered California health insurance plan.
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  • One or both members of the new couple can use the special-enrollment period to enroll in coverage.
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  • A child is born, adopted or received into foster care. The entire family can use the special-enrollment period to enroll in coverage.
  • If you receive a child in foster care, you will need to indicate “adopted a child” in the drop-down menu when you apply.
  • For the birth or adoption of a child, or acceptance of a child into foster care, you can choose to have coverage start on:

    • The first day of the month following the birth, adoption, or placement in your foster care of a child.
    • On the date of the birth, adoption or placement in foster care.
    • On the first day of the month following plan selection. 
Edit Life Event
Change of Household Size
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Your household experienced an exceptional circumstance, such as the 2020 California wildfires.

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You have lost coverage after leaving active duty, reserve duty, or the California National Guard.

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Released from Jail or Prison
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You become a citizen, national, or lawful permanent resident.

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  • You are already enrolled in a Covered California plan and become newly eligible or ineligible for tax credits or cost-sharing reductions.  
  • You are already enrolled in a Covered California plan and you lose a dependent or lose your status as a dependent due to divorce, legal separation, dissolution of domestic partnership, or death.