Should I get an HDHP?

High-deductible health plans (HDHPs) are only available through Bronze plans. These plans let you open a health savings account, or HSA, which lets you set aside funds pre-tax for care you may need. Money you put in this account rolls over year to year if you don’t use it. HDHPs are a great option for people who want to take charge over their health care needs and expenses and don’t expect to use non-preventive medical services often. 


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