1. Home
  2. Affordable Care Act | Covered California™

What’s Happening

Why Your Costs May Change in 2026

In 2021, the federal government increased financial help for most people until Dec. 31, 2025. Unless Congress acts, expanded financial help is set to end after 2025, which would result in higher premiums for many enrollees in 2026.

Your monthly premium payment will stay the same for 2025
Your monthly premium will remain the same through the end of 2025, as long as there are no changes to your income, household size, or other factors that affect your insurance.
Monthly premiums may increase in 2026
Unless Congress extends the extra tax credits, you may get less financial help paying for your health insurance plan in 2026.
Covered California is working hard on your behalf to keep your health insurance more affordable
We're doing all we can to extend these savings because we believe everyone should have affordable health insurance.

Take Action

What You Can Do Now

Review Your Coverage

Sign up for text alerts to get important reminders about your renewal this fall.

Update Your Information

Make sure your income and household information are correct by signing in to your account.

Explore New Plans

Starting on Oct. 1, find out your 2026 health plan options and costs. Use the Shop and Compare Tool to review plans and prices.