Health Insurance Through Covered California Is More Affordable Than Ever

Thanks to the American Rescue Plan, Californians will get more help paying for their plan from the federal government, and even more Californians qualify for the new savings.

Before the American Rescue Plan, California helped people who made too much money qualify for the premium tax credit with a state subsidy. But the American Rescue Plan expanded who can get this help, covering everyone who has been receiving the California state subsidy.

What this means for you: You can get even more financial help now, and if you didn’t qualify for financial help before, you may qualify now.

Ninety percent of people who have enroll with Covered California get financial help, and you could be one of them. You could even qualify for low-cost or free health coverage through Medi-Cal. Even if you’ve checked before, check again, because more than a million people could see more savings.

See If You're Eligible for Financial Help

Use our Shop and Compare Tool to see how much you can save. We’re updating our system, so you might not see the new increased savings until sometime in April. But if you apply now, you’ll still get the increased financial help!

Some families get a thousand dollars a month in savings, even those making up to $154,500 a year. Even an individual earning close to $75,000 may qualify for financial help.

For more information about the new state subsidies, please review the design documents, which have more details about the program.

How do I apply?

Go to Shop and Compare and compare coverage options and costs. Begin by estimating your annual household income to see if you can get financial help. Next, choose a health plan that is the best fit for you and your family. Make your first payment and you are covered. 

If you apply now, you’ll still be eligible for the increased amount of financial help — even before we finish updating our calculations. Don’t wait to sign up for affordable health care!

Once you start the application, you’ll either qualify for low-cost or no-cost Medi-Cal, or depending on your estimated income, you’ll have the option to choose from specific health plans offered through Covered California, likely with financial help to pay your premium.