Taxes and Forms for Covered California
If you had a Covered California health plan last year, you will get Internal Revenue Service (IRS) Tax Form 1095-A by Jan. 31. You may also get California Franchise Tax Board (FTB) Tax Form 3895 if you had state financial help.
We send these forms to people who were enrolled in a health plan through Covered California. You will need them when you file your taxes. They show that you had health insurance and may help you avoid a state tax penalty.
The government uses these forms to:
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Calculate the final amount of financial help you should have received, based on your actual income.
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Determine whether you need to pay back some of your financial help (premium tax credit), or if you are owed more.
This is separate from your overall tax refund. Whether you get money back on your taxes depends on your entire tax situation, not just your premium tax credit.
What is IRS Form 1095-A?
Form 1095-A, “Health Insurance Marketplace Statement,” is a tax form you need when you file your federal income taxes if you or anyone in your tax household had health insurance through Covered California during the year.
What is Form FTB 3895?
Form 3895, “State Health Insurance Marketplace Statement,” is a tax form you need when you file your state income taxes if you or anyone in your tax household had a Covered California health plan during the year and received state financial help (California Premium Subsidy).
Need more help?
The information on our website is not intended to be tax advice, and everyone’s situation is different. For questions about your specific situation, you should contact a tax professional.
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For federal tax help: Visit the IRS website.
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For state tax help: Visit the FTB website.