People Under 30

People under age 26 can stay on a parent’s health plan.  

People under 30 have special options for health insurance. They can buy a minimum coverage health plan (also known as a catastrophic plan). These plans are inexpensive and protect you from staggering medical bills in case of an emergency. Preventive care is free under these plans. They have high deductibles, which you’ll have to meet before emergency medical care is covered 100 percent by your plan.  

If someone claims you as a dependent, you can buy a plan through Covered California, but it won’t come with financial help, no matter what your income. 

Students should explore the option of enrolling in a student health plan. 

Medi-Cal was expanded to accept more people in 2014. Use the Shop and Compare Tool to find out if you’re eligible for free or low-cost health insurance. 

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