Edit Banner

Covered California Health Plans  

Our health plans come in four metal tiers. They have different costs for premiums and services — but the same great benefits. 

edit
Bronze
Premiums LOWEST
Out-of-Pocket HIGHEST
60% coverage
Lower monthly premium if you qualify for financial help. Learn More arrow_forward
edit
More Savings
Silver
Premiums LOWER
Out-of-Pocket MODERATE
70 to 94% coverage
Lower monthly premium if you qualify for financial help. Learn More arrow_forward
edit
No Deductibles
Gold
Premiums HIGHER
Out-of-Pocket LOWER
80% coverage
Lower monthly premium if you qualify for financial help. Learn More arrow_forward
edit
No Deductibles
Platinum
Premiums HIGHEST
Out-of-Pocket LOWEST
90% coverage
Lower monthly premium if you qualify for financial help. Learn More arrow_forward
keyboard_arrow_left keyboard_arrow_right

Connecting Californians to Great Coverage

We’re here to help you get the health insurance you need, regardless of your income or health history.

Edit
Brand-Name Insurance

All of our plans include preventive care, doctor visits, emergency care and much more.

Financial Help

Many customers pay $10 or less per month with financial help that’s only available here. Others may qualify for free Medi-Cal coverage.

Enrollment support

Free and confidential expert advice every step of the way. Get the help you need to make the best decision about your health coverage.

edit

Covered California and Medi-Cal use the same application. That means that once you apply, you’ll find out which program you qualify for. Some households qualify for both.

The path to affordable health coverage is easy.

Follow these steps to select a health plan that fits your needs and budget.

edit
Explore Plans and Prices
Explore Plans and Prices

Get familiar with the plans we offer. Compare benefits, premium costs and services available.

edit
Qualify for Financial Help
Qualify for Financial Help

Find out if you qualify for subsidies to help you pay your monthly premium. You could even get free or low-cost health insurance through Medi-Cal.

edit
Apply
Apply

Select the right health plan for you, then apply online, in person or by phone.

Coming Soon

see all
library_add edit
Feb. 29 Deadline for Coverage Starting March 1 Sign up through special enrollment by Feb. 29 for a health plan that starts the following month.

Health Insurance Companies

These companies meet all the state and federal requirements for health plans, plus additional standards set by Covered California. Oscar Health Plan will not be offering coverage in 2024.

Health Insurance Companies

These companies meet all the state and federal requirements for health plans, plus additional standards set by Covered California. Oscar Health Plan will not be offering coverage in 2024.

Edit Component
agent

Need help applying?

You can get help from a certified enrollment counselor right away. It’s always free and confidential. Talk to someone about your options and have them guide you through the process. You can enroll in person, by phone or online.

thumb_up

Help is available in more than a dozen languages.

Edit Component