Frequently Asked Questions

What happens if I lose health insurance through my job?

Even if you quit or get fired, you can buy a plan through Covered California or sign up for COBRA if you lose your employer-sponsored coverage.

What happens if I have a Covered California plan and then get an offer of health insurance through my job?

If the offer of health insurance meets the minimum value standard and is considered affordable, you will no longer qualify for financial help to lower the cost of a Covered California health plan. To find out if your employer-sponsored plan is considered affordable, use the Affordability Tool, or print or download the Employer Coverage Worksheet.

What if I missed my employer’s open-enrollment period?

You can still sign up for a health plan through Covered California. You will have to pay full price unless your employer-sponsored coverage is considered not affordable and does not meet minimum value standards. Use the Affordability Tool to determine if your employer-sponsored coverage is affordable.

How does having employer-sponsored health insurance affect my taxes?

Employers deduct premium payments from your paycheck before taxes, which lowers your taxable income.

How can I get support?

For help with questions about employer-sponsored coverage or getting enrolled, contact an agent or certified enroller, visit our Support page, or use Help on Demand.