Health Insurance Through Your Job

Many people get health insurance through their job, and employers often pay part of the monthly premium. If your plan meets certain federal standards for coverage and cost, you probably won’t qualify for financial help through Covered California.

These standards are called “minimum value” (the plan covers a standard level of care, including hospital and doctor services) and “affordability” (your share of the premium is considered reasonable based on your income). The affordability limit changes every year, so the easiest way to know if your plan meets it is to use our Affordability Tool.

If your employer’s plan isn’t considered affordable or doesn’t offer enough coverage, you may be able to get financial help to buy a plan through Covered California.