Financial Help Repayment Limits

We determine the amount of financial help you receive based on the income and family size you entered on your application for health insurance. If you end up earning less than what you told us on your application, you may receive a credit. If you end up earning more than what you stated on your application, you may have to pay some or all of the premium assistance you received during the year back at tax time. There are limits to the amount you may need to repay, depending on your income.

These are the repayment limits for the federal tax credit received in 2020:

Household Income

Single

All other filers

Less than 200% FPL

$300

$600

200% - 300% FPL

$800

$1,600

300% - 400% FPL

$1,325

$2,650

Over 400% FPL

Full amount received

Full amount received

These are the repayment limits for the state subsidy received in 2020:

Household Income

Single

All other filers

Less than 200% FPL

$300

$600

200% - 300% FPL

$775

$1,550

300% - 400% FPL

$1,300

$2,600

400% - 500% FPL

$2,000

$4,000

500% - 600% FPL

$3,000

$6,000

600% - 700% FPL

$4,200

$8,400

Over 700% FPL

Full amount received

Full amount received

Please consult the California Franchise Tax Board, the Internal Revenue Service, or a tax advisor if you have questions about your specific forms, penalty amount, or tax return.

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